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 Join Our Team Jeff and Koreen Firnstahl are seeking agents of all experience levels to join our team as a Buyer’s Specialist. We offer each new team member the opportunity to learn directly from Jeff and Koreen and their top team of agents. Our team excels at selling real estate with proven systems and techniques that we have developed and fine-tuned. We ensure that every member of our team is successful by providing them with leads and the tools for converting each lead into a satisfied customer for life. Our team concept offers administrative support to handle the productive work so that all of our agents can focus on what they do best- selling homes. We truly believe that your success depends on the people you surround yourself with and the mentor you select. Make the choice today to become a part of a highly successful team and call 763-587-7200 to talk to Jeff and Koreen and schedule a confidential meeting today! If you prefer, please fill out the form below or send us an email with your contact information and we will contact you.
First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
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Where is the world's oldest hotel?
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The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties. |
 See More Real Estate Trivia > |
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